What You Need To Know About Travel Insurance

Do you really need to buy travel insurance? Get the facts and find out.
Do you really need to buy travel insurance? Get the facts and find out.

Chances are great that you've been faced with the issue of whether or not to buy travel insurance before. If you're like most people you probably didn't buy it, and that may have been a wise choice. However, it's important to understand what you need to know about travel insurance if you want to make a smart decision about whether or not to use it.

The Basics

There are four kinds of travel insurance generally, along with several add-ons and variations. The big four are: Trip Cancellation, Lost Personal Effects and Baggage, Emergency Medical, and Accidental Death. Variations and add-ons include 24 Hour Traveler Assistance, Dental, Emergency Evacuation, Rental Car Collision/Damage, and Travel Delay. How much travel insurance costs depends on your age, what kind of coverage you're getting, and the total cost of the trip. According to the Insurance Information Institute, typical policies run about 5 to 7 percent of the cost of the trip. The majority of policies are sold by travel industry professionals who also earn commissions on sales.Read more


Pros and Cons of Using a Travel Agent

Travel agent - pros and cons
Is it still wise to use a travel agent?

Traveling is so different than it once was; to book much of anything you really needed to use a travel agent. However, now that almost everything is online, you probably book a lot of travel yourself. So is there are reason to use a travel agent anymore? In reality, there are the pros and cons of using a travel agent—and also to booking online on your own:

Advice and Insight into the Industry

Pro: Agents often know the best days and times to travel, how early you should book to save the most, and which attractions and resorts are the most inviting. They are also more adept with warning you about advisories and risks, not to mention obscure must-sees that you otherwise might miss.

Con: Travel websites put most of their resources into accessing many different deals and travel options. For this reason you may be able to find all kinds of choices yourself just by searching effectively.Read more


Great Ways to Stay Cool With Your Kids

Make this summer the best one yet for you and your kids
Make this summer the best one yet for you and your kids

Already planning on ways to beat the heat this summer? There are so many awesome things you can do with your kids to stay busy and keep cool. Check out these fun ideas:

Join the Club

Check for kids' clubs at your local library, community center, or college. You'll be surprised at how many opportunities are out there, especially in urban and suburban areas. Why not stay cool with your kids while getting into fun new hobbies?

Get Away

If the summer equivalent of “cabin fever” has you down, improve your outlook and your kids' dispositions by taking a quick weekend trip. You don't have to break the bank or take time off of work to have a really special weekend together. Head out to camp for a night or two or take in the local culture in another town, exploring just for fun as you stay cool with your kids.Read more


Casino Chic 2015: Best Casinos Worldwide

Some of our best casino picks for 2015
Some of our best casino picks for 2015

If nothing sounds more exciting to you than the constant, adrenaline-fueled night life of the casino, then this is your ultimate guide. Casino Chic is in full force for millions around the world, and these are the absolute best destinations worldwide for lovers of the lifestyle. Check out our list of best casinos worldwide.

Macau: City of Dreams

For the adults-only, high-end experience, spend some time at the City of Dreams on the Cotai Strip, certainly one of the best casinos worldwide. Its chief competitor, the Venetian, provides the family-friendly experience, which might detract from the whole if you're a real aficionado. The City of Dreams boasts 420,000 square feet of space filled with lush décor and around 400 gaming tables and 1,300 gaming machines. Play baccarat, big wheel, blackjack, sic bo, fan tan, craps, whatever you like. See the hot TABOO cabaret show and watch the Red Dragon, the biggest poker tournament in Asia, which takes place every month.Read more


Best Spring Break Trips Right Now

If you can't be here with us, do the next best thing.
If you can't be here with us, do the next best thing.

Although most of us aren't in school anymore, Spring Break is still a fantastic time to travel. By traveling during Spring Break you take advantage of the beautiful, temperate weather in most places, and avoid the summer travel crush. Check out our list of best Spring Break trips right now--aside from the obvious, Penticton Lakeside Resort!--for different ways to spend your week.

Best Spring Break Trips On A Shoestring

Who doesn't need to save a buck here and there? You can enjoy a fabulous Spring Break trip without blowing your budget. Our pick? Sanibel Island, Florida. Spring Break falls within the high season for the area, but you can save money by avoiding the resorts and instead renting a condo for the week or finding a basic hotel. And one of the best ways to enjoy the island is also the cheapest: on a rented bike.Read more